XT.com Crypto Exchange Review & User Ratings

XT.com is a global cryptocurrency exchange launched in Singapore in 2018 and now headquartered in Hong Kong. As part of the XT Group fintech ecosystem, it offers one of the broadest toolkits for digital asset trading and passive income in the market, with support for users from Asia, Europe, the CIS, and Latin America. The company is officially registered in the Seychelles, and its business structure includes XT Exchange, Capital, Labs, Academy, and a mining pool.

XT.com officially serves most regions, including Japan, Korea, Singapore, Turkey, and the EU, but users from certain jurisdictions (such as the US) should verify access conditions with support due to legal restrictions.

XT.com Features: All-in-One Crypto Trading & Investment

• 398+ cryptocurrencies and tokens available, from majors like BTC, ETH, ADA, XRP, UNI, DOT to lesser-known altcoins and synthetic assets. The native XT token (ERC-20, 100M supply) is used for fee discounts, governance, and staking rewards.
• Fiat currencies: 29 supported, including USD, EUR, GBP, AUD, JPY, BRL, CAD, INR, NZD, HKD, NGN, and more.
• Fiat on/off ramp: Bank transfers, Visa/Mastercard, Apple Pay, Google Pay, Advcash, Simplex, P2P (Banxa, MercuryO, AdvCash, internal OTC market).
• P2P marketplace: Direct crypto/fiat trades (USDT, ETH, BTC and more) with other users at market rates, enabling fiat withdrawals with no intermediaries.
• Two trading modes: Standard (for beginners) and Pro (for advanced users) with different charting and order book depth.

• Spot trading: Hundreds of pairs split by segment (USD, BTC, ETH, DeFi, Web3.0, Layer2, Metaverse, etc.), low fees, transparent liquidity.
• Margin trading: Up to 20x leverage across 39 pairs (XT, BTC, ETH, EOS, XRP, and more) with advanced order types (stop-loss, take-profit, OCO) and automated risk warnings.
• Futures: Three types: USD-M (P&L in USD, widest range), COIN-M (P&L in crypto), Quanto (margin/profit in a third asset, e.g., ETH/USD settled in BTC — unique to XT).
• Leveraged ETFs: 120+ tokens (BTC3L, BTC3S, etc.), allowing long/short positions without futures risk.
• OTC Desk: Large block trades off order books—popular among institutional and corporate clients.
• Staking & savings: Dozens of assets (ETH2.0, XTZ, TRX, XRP, USDT, SHIB, etc.), fixed terms (30–90 days), flexible and fixed deposit products, regular promo bonuses.
• Mining: In-house software for cloud/local mining; DeFi pool integration; direct XT token mining.

Interface & Apps: XT.com features a modern TradingView-powered web terminal, full-featured iOS/Android apps, and quick order management tools for seamless trading.

XT.com Fee Structure & Loyalty

XT.com uses a progressive, transparent fee schedule for spot trades. Base rates are 0.05% (maker) and 0.2% (taker), with lower fees for higher trading volumes or more referrals. Top tier (8 BTC/30 days or 101 referrals) reduces fees to just 0.005%/0.02%. Full table:

Futures and margin fees vary by asset and leverage, with details published in the platform’s fee section.

Deposits/Withdrawals: No crypto deposit fees; withdrawal fees follow blockchain rates (e.g., BTC — 0.0006 BTC, XT — 1 XT). Fiat fees depend on the chosen payment provider. Minimum deposit: $30.

Security, KYC & Regulation

XT.com follows industry-standard security: cold storage with multisig, partial hot wallets for fast withdrawals, AML/KYC compliance, Seychelles registration, and regular public security reports. KYC is mandatory for all core features; the process includes document upload and video selfie. Verified users receive higher withdrawal limits and expanded access.

XT.com maintains active social channels and rapid support via online chat and email, though some users report delays and occasional account freezes—always review T&Cs before trading large sums.

Getting Started on XT.com: Registration, Verification, Deposits

Account creation takes just minutes: register with email/phone, confirm via OTP, complete KYC (ID + video selfie), and unlock all trading and passive income tools. Deposit via card, bank, P2P, or crypto, and begin spot, margin, futures, or staking operations instantly.

Risk management is built in with stop-loss/take-profit orders and on-screen risk warnings for leveraged trading. While the education section is basic, the interface provides simple instructions for every tool.

XT.com Pros & Cons: Analyst’s View

Advantages:

• Nearly 400 digital assets, support for 29+ fiat currencies
• Flexible fees and powerful referral rewards
• Margin trading up to 125x and unique quanto contracts
• XT token, built-in mining, DeFi pool integration
• Mobile apps and advanced TradingView terminal
• Cold storage and regular security updates
• Strong P2P infrastructure for global fiat access

Drawbacks:

• Not all futures/margin fees are fully transparent
• No professional-grade education center or demo account
• Mixed support reputation—reports of delayed responses and account freezes
• Interface and margin/futures tools can be complex for beginners

XT.com: Final Thoughts & Independent Verdict

XT.com is one of the most flexible and tech-forward crypto exchanges, offering a deep suite of trading, investment, and passive income options for both advanced traders and institutional clients. Its security and KYC are robust, fees are below or at market level, and the product range is second to none. While new users should approach leverage tools cautiously, XT.com delivers value for active traders, investors, and anyone looking to diversify crypto income streams.

Written by:John Smith

Contributor

Fact-checked by:Sagar Dua

Cryptocurrency and stock expert