Rating:★★★★☆4.3/5
US Regulated
Updated: November 22, 2025
Exchange review
Gemini Gemini Review: Fees, Security & User Feedback
2014
Launch year
75+
Listed assets
60+
Countries
NYDFS
Trust license
Markets & products
Spot trading on 75+ cryptocurrencies
Perpetual futures and GUSD stablecoin
NFT marketplace, staking and Earn
Accounts & platforms
Standard accounts and ActiveTrader terminal
TradingView integration and advanced order types
iOS and Android mobile apps
Regulation & security
Regulation: NYDFS Trust Company
Storage: insured cold wallet storage
Protection: audits, 2FA, compliance-focused setup
Gemini is a crypto exchange launched in New York in 2014. It lists more than 75 assets including Bitcoin, Ethereum, Litecoin, Solana and its own stablecoin GUSD. The platform has its own trading terminal, available on desktop and mobile, and every account comes with a multi-currency wallet. Users can also access Gemini Earn with yields up to 7.4% APY and explore Cryptopedia, the company’s educational hub.
Company Snapshot & Regulatory Overview
Founded: 2014, New York City
Headquarters: New York, USA
Licensing: New York State Department of Financial Services (NYDFS) Trust Company
Global access: 60+ countries, all 50 US states
Insurance: Comprehensive insurance for digital assets in cold storage
The exchange operates in 60+ countries, across all US states, and is licensed by the NYDFS as a Trust Company. Assets in cold storage are covered by insurance, and USD balances are held at FDIC-insured banks.
Products include spot trading on crypto and tokenized instruments, perpetual futures, staking, Gemini Pay for real-world payments, and an NFT marketplace. Fiat funding supports USD, EUR, GBP and AUD, though trading pairs are mostly limited to USD.
Account options range from standard wallets to ActiveTrader, a proprietary terminal with advanced order types and TradingView integration. Apps are available for iOS and Android, though reviews are mixed.
Funding methods include bank transfers, cards, Apple Pay, Google Pay and crypto deposits. There are no deposit fees. Spot trading fees run from 0.10% to 0.35%, and withdrawal fees depend on network conditions.
Security is a strong point: cold wallet storage, two-factor authentication, regular audits, and no history of successful hacks. Gemini is favored by institutions and conservative investors for its compliance and transparency.
Strengths include regulation, high security, insurance, staking, and NFT/futures markets. Weaknesses are higher fees than many competitors, limited fiat pairs, no copy trading, no desktop app, and fewer advanced derivatives.
Gemini shows itself as a safe and transparent US-regulated platform with strong asset protection and institutional features. At the same time, it lags behind Binance, KuCoin or Bybit in terms of fees, fiat options and breadth of trading products.
Gemini Pros & Cons at a Glance
Strengths:
US-regulated; strong compliance & insurance
Intuitive proprietary trading terminal
Advanced charting and TradingView integration
High security, cold storage, no hack history
Passive income via staking and Earn
NFT & futures trading available
Mobile apps highly rated by users
Weaknesses:
Higher trading fees than many competitors
Only USD fiat pairs; limited asset diversity
No desktop app or copy trading
Advanced terminal may require learning for new users
Withdrawal fees; no PayPal/P2P
Some advanced features (e.g., options) not available
Gemini FAQ — What Users Ask
Is Gemini a regulated and safe crypto exchange?
Yes, Gemini is regulated by the New York State Department of Financial Services (NYDFS), holds a Trust Company license, and is fully compliant with US law. User assets are stored in cold wallets and insured against breach.
What cryptocurrencies and products does Gemini support?
Gemini offers spot trading on 75+ coins, perpetual futures, NFT marketplace, GUSD stablecoin, staking, and passive income programs. Fiat support includes USD, EUR, GBP, and AUD for account funding.
How does Gemini compare on fees and minimums?
Spot trading fees range from 0.10% to 0.35%. The minimum deposit is $10 or 0.001 BTC; minimum trade size is $5. No deposit fees; withdrawal fees depend on asset/network.
Does Gemini support passive income?
Yes, with Gemini Earn and staking, users can earn up to 7.4% APY on supported assets.
How do I deposit and withdraw funds from Gemini?
Supported methods include bank transfers, cards, Google Pay, Apple Pay, and crypto. Withdrawals may incur network fees. PayPal and P2P transfers are not available.
What are the biggest Gemini drawbacks?
Gemini’s main weaknesses are higher trading fees, limited fiat pairs (mostly USD), no desktop app, and lack of advanced features like options or copy trading. Global asset coverage is narrower than major international competitors.
I’ve been using Gemini for several months now, and overall, my experience has been pretty positive. What I really like about Gemini is how straightforward and clean the interface is — it just feels safe and professional, which gives me confidence when I’m trading or holding larger amounts. The security features are also a big plus, especially the two-factor authentication and insurance on crypto holdings. On the downside, the selection of coins isn’t as huge as some other exchanges, and the trading fees are a bit higher than I’d like, especially for small trades. Customer support has always answered my questions, but sometimes it takes a day or two. I’d recommend Gemini to anyone who cares about regulation and peace of mind, but if you’re looking for lots of altcoins or super low fees, you might want to use another exchange for that.
It works fine, but the fees are higher than on most other exchanges, and the selection of coins is pretty limited. Support is okay but not super fast. Good for safety, but not great if you want lots of altcoins.
I like this platform because it feels very secure and professional. The interface is clean, fiat deposits are smooth, and I trust it for holding larger amounts of crypto. Definitely one of the more regulated and beginner-friendly places I’ve used.
