SWIFT — новости и аналитика сегодня

SWIFT is basically a global network that banks use to exchange financial information. It doesn’t actually move money itself — think of it more like a secure messaging system that makes sure instructions for payments or transfers get through quickly and reliably. The idea came about in the 1970s, when banks wanted a standard way to communicate instead of relying on old telex machines. Today, thousands of financial institutions around the world use it every day, sending millions of messages to keep international payments running smoothly. When you hear about a “SWIFT code,” that’s just the identifier that tells the system which bank is involved in the transaction.