Stellar (XLM) News & Analysis Today

Stellar is a blockchain project designed mainly for payments and cross-border transfers, and XLM is its native token used to keep the network running and to pay small transaction fees. The blockchain itself provides the infrastructure with its own rules and protocols, while the coin serves as the liquid asset inside that system and is actively traded on major exchanges. Unlike some crypto projects that stay mostly in the realm of speculation, Stellar positions itself with a practical focus on finance and everyday use cases, building tools for both institutions and individuals. Its roots are linked to Ripple through co-founder Jed McCaleb, though the two projects have since moved in different directions, with Ripple leaning toward banks and corporates, and Stellar more often tied to retail solutions and even central bank digital currency experiments. The project is supported by the Stellar Development Foundation, which manages partnerships, adoption, and further growth of the ecosystem.