U.S. investment giant Morgan Stanley has released fresh guidance on how much cryptocurrency investors should allocate within multi-asset portfolios. According to the October report by the Global Investment Committee (GIC), the bank recommends a “conservative” approach to digital assets.

According to the report, Morgan Stanley suggests allocating up to 4% of a portfolio to cryptocurrencies within Opportunistic Growth strategies — those designed for higher risk and potentially higher returns.

For Balanced Growth portfolios, the recommended allocation is up to 2%, while for capital preservation strategies, the allocation remains at 0%.

The report states: “While this emerging asset class has delivered above-average returns and decreasing volatility in recent years, cryptocurrencies could experience higher volatility and stronger correlations with other asset classes during periods of macro and market stress.”

Bitwise CEO Hunter Horsley called the announcement “a massive milestone,” noting that “GIC supports 16,000 advisors managing about $2 trillion in client assets. We’re entering the mainstream era,” he wrote on X.

The new guidelines from Morgan Stanley reflect the growing institutional adoption of crypto — especially among major banks and financial firms. This trend continues to attract capital into the crypto market and reinforces the legitimacy of digital assets as a formal investment class.

While Bitcoin continues to hit fresh all-time highs, the altcoin market is showing steady and consistent growth, signaling renewed investor interest. Ethereum, Solana, XRP, and BNB are gradually catching up, showing signs of strength ahead of a possible new rally.

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