Within just a few weeks, Bitcoin dropped from 126,000 US dollars to 82,000 US dollars – a plunge of 35 percent. Fear still dominates the crypto market, and many investors are searching for explanations, especially since they were counting on the usual year-end rally.

“Whether Bitcoin will stabilize after this correction remains uncertain,” Deutsche Bank analysts told Decrypt. Unlike previous sell-offs, this year’s downturn has come in an environment of heavy institutional participation, political developments, and global macro headwinds.

Bitcoin is often promoted as a “defensive hedge” similar to gold or U.S. Treasuries, but the cryptocurrency is not yet living up fully to that role:

“Since October, BTC has been behaving more like a high-growth tech stock than an uncorrelated store of value.”

Overall, they name five key reasons for the BTC crash:

  1. In recent weeks, Bitcoin has come under pressure from macroeconomic concerns, Donald Trump’s still-unpredictable trade war, and fears that AI stocks are overvalued.

  2. The leading cryptocurrency typically performs best in a low-interest-rate environment. However, the U.S. Federal Reserve is sending mixed signals about a possible third rate cut in December, which is weighing on BTC.

  3. Although the GENIUS Act, a stablecoin bill, was successfully passed earlier this year, the CLARITY Act – a key market-structure bill – has been stuck for months. This could slow further Bitcoin adoption.

  4. After the record liquidation day on October 10, with 19 billion U.S. dollars wiped out, institutional investors have increasingly been pulling back from the crypto market. Falling liquidity makes a sustainable Bitcoin recovery harder.

  5. After Bitcoin climbed above 126,000 U.S. dollars last month, long-term investors started taking profits and sold around 800,000 BTC. This is the largest wave of profit-taking of its kind since January 2024.