On August 7, U.S. President Donald Trump signed an executive order granting Americans access to digital assets through 401(k) retirement plans. Dragos argued this move may have an even greater impact on Bitcoin’s price than the approval of spot ETFs.
Is Bitcoin Headed for a 2025 Peak? Or is the 4-Year Cycle Dead? https://t.co/DckFjvkJIx
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He estimates the initiative could channel $122 billion into the market, based on a conservative 1% allocation from the $12.2 trillion U.S. retirement fund industry. Bitwise surveys show most financial advisors are open to recommending allocations of 2.5% to 3% for their clients.
According to Dragos, the first inflows from pension funds could begin this fall, aligning with expectations of a Federal Reserve interest rate cut. Data from CME FedWatch indicates an 82.9% probability of policy easing, which would further support Bitcoin’s growth trajectory.
Major retirement plan providers BlackRock and Fidelity—both issuers of Bitcoin ETFs—also have strong incentives to integrate these products into standard investment packages. This combination of regulatory changes, institutional adoption, and macroeconomic shifts forms the backbone of Bitwise’s bullish forecast.
Earlier, FORECK.INFO reported on the risks of Bitcoin potentially crashing below $90,000 as bearish patterns flash warning.