CBDC News & Analysis Today

CBDC, or Central Bank Digital Currency, is a state-issued form of digital money that acts as the official counterpart to cash in a purely electronic format, combining transparency, security and full oversight by monetary authorities in contrast to decentralized cryptocurrencies like Bitcoin or Ethereum. Projects such as China’s digital yuan, the EU’s digital euro and discussions around a US digital dollar show how central banks are moving toward modernized payment systems designed to cut transaction costs, fight illicit activity and strengthen monetary policy. At the same time, debates around privacy, centralization and government control keep CBDCs one of the most controversial and closely watched developments in global finance.

  • Banks JPMorgan and DBS (Singapore) have begun jointly developing a framework that will allow clients to move tokenized deposits across multiple blockchain networks. The partnership brings together JPMorgan’s Kinexys digital payment platform and DBS’s Token Services to create infrastructure for direct cross-chain settlements without intermediaries.

  • Stablecoins have become a cornerstone of the crypto economy. Their combined market cap now exceeds $301 billion, and the biggest tokens have cemented their place among the top 10 digital assets. For many users, “stable” coins are a convenient way to store funds, bypass restrictions, and make cross-border payments.

  • Next week, the US House of Representatives will focus on digital assets during what Republicans are calling “Crypto Week,” slated for July 14–18. Lawmakers are set to review three key pieces of legislation: the GENIUS Act, CLARITY Act, and Anti-CBDC Surveillance State Act—each carrying major implications for the cryptocurrency industry.

  • Центральный банк РФ объявил о запуске новой системы защиты от мошенничества (CDBC антифрод) в преддверии выхода цифрового рубля на национальный рынок. По данным официального «Парламентского вестника» и агентства TASS, соответствующие нормы вступили в силу 23 февраля, что прописано в указе ЦБ, опубликованном в конце прошлого года.